Need an appraisal for an FHA-backed mortgage? Call MS Appraisals

The FHA keeps a roster of approved appraisers for each state - M David Summers PA (doing business as MS Appraisals) is on the roster of approved appraisers for Florida. If you have an FHA-secured mortgage, contact MS Appraisals. We are approved and certified to perform FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at MS Appraisals are well-trained in how to follow the rules and regulations provided.

If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA-approved property loan is guaranteed by the FHA, which falls under the United States Department of Housing and Urban Development (HUD). The lending organization provides all the money in the loan; the FHA simply insures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. The FHA loan programs aim to assist low-to-moderate income buyers in meeting credit qualifications that they might otherwise be unable to meet.

A buyer typically pays a lower down payment on an FHA-insured loan, with rates remaining at market levels. FHA loan programs are particularly useful to those consumers with less accumulated starting capital.